Can’t Afford Bankruptcy?

Both CNN Money and YAHOO Finance are reporting that in 2012 hundreds of thousands of Americans were expected to be in such difficult financial situations that they wouldn’t even be able to file for bankruptcy.  Here at the Crossley Law Offices we are aware of this situation and we realize that there are many people who can’t afford to pay their bankruptcy lawyers’ fee all at one time.  For those clients who qualify the Crossley Law Offices has a payment plan that will allow you to pay your bankruptcy lawyers’ fee over time.

To determine if you qualify for the payment plan, please complete and submit the Free Evaluation form below.  Make sure to carefully list your current monthly income and monthly expenses, and in the text box in Step 3 of the form please indicate that you would like your case to be considered for the extended payment plan.

Free Evaluation Form

If you're struggling with debt, get help to today. Learn your options and your rights during a free consultation with a local bankruptcy lawyer. Just fill out the free case evaluation form below to get started right now.

Both articles report that the average cost to file for Chapter 7 bankruptcy protection, the most common form of consumer bankruptcy, is more than $1,500, according to recent research submitted to the National Bureau of Economic Research.

Among those fees is a charge of about $300 just for filing the paperwork with the federal court. And there are other expenses on top of that, including fees for mandatory pre-bankruptcy credit counseling and a pre-discharge debtor education course. These average about $85 altogether, according to a recent study sponsored by the American Bankruptcy Institute.

As a result, anywhere between 200,000 and one million consumers are estimated to be unable to afford that steep cost in 2012. They estimate that another 200,000 consumers, who would otherwise not have enough money to file, will use their tax refunds to pay for bankruptcy this year.

That’s why here at the Crossley Law Offices we charge a fair and reasonable fee to prepare and file your Chapter 7 bankruptcy for you.  While many other Massachusetts law firms are charging between $1,900 and $2,200 (not including Court filing fees and other costs) for a consumer Chapter 7 bankruptcy filing we only charge $1250. Why is our fee so low compared to other law firms? Because we know that it’s a fair and reasonable fee to charge people who are struggling through increasingly difficult economic times.

Including the mandatory Bankruptcy Court filing fee and other expenses (see above) the total cost to you is about only $1,600. Other lawyers are charging between $1,900 and $2,200 for the very same service.

Don’t make a costly mistake.  For a FREE Bankruptcy Consultation from a Massachusetts bankruptcy lawyer just fill out the Free Evaluation form above, or call (508) 655-6085 today.


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